PLUTO
The Infrastructure for Modern Commerce
Build high-performance payment experiences on Stellar. Unmatched speed. Near-zero fees. Global scale.
Agentic Payments
Build with x402 mode
x402
Pay-per-request API access
Start integrating with x402-protected create-payment calls and let your backend handle 402 challenge, on-chain payment, verification, and retry.
- Request with x402 pricing mode
- Pay challenge on Stellar
- Retry with payment token
Pricing
Predictable pricing.
Infinite scale.
Sandbox
Best for development and QA before launch. Build your integration risk-free.
- Up to 50 create-payment calls/day
- Testnet auto-settlement
- Community Discord support
Pro
Traditional flat-rate billing. Best for web/mobile applications.
- Unlimited payment link generation
- Mainnet automated settlement
- Advanced webhook payload analytics
- Priority 24/7 email support
x402 Agentic
Automated pay-per-request pricing optimized for AI agents and bots.
- Zero monthly platform fees
- Microtransactions settled on Stellar
- Standardized HTTP 402 challenge flow
- Perfect for high-scale AI endpoints
Engineered for Performance
Everything you need to scale
Native Assets
Accept XLM and USDC with zero friction. Built-in routing and real-time settlement on the Stellar network.
Precision Webhooks
Signed payloads and automatic retries. Reliability engineered into every transaction event.
Extreme Efficiency
Capitalize on Stellar's sub-cent fees. No monthly minimums—only pay for what you use.
Simple Workflow
Four steps to scale
Connect
Authenticate your platform with secure API keys.
Configure
Set up webhooks to receive real-time payment events.
Integrate
Use our single endpoint to generate payment links.
Settle
Funds settle instantly to your Stellar wallet.
Developer First
One endpoint.
Total control.
Create a payment link with a single request. We manage the Stellar lifecycle, memo matching, and webhook delivery.
- Atomic transactions
- HMAC-SHA256 signed webhooks
- Customizable metadata
- Scalable architecture
curl -X POST https://api.pluto.io/v1/create-payment \
-H "x-api-key: sk_live_4eC39..." \
-H "x-pluto-pricing-mode: x402" \
-H "Content-Type: application/json" \
-d '{
"amount": "25.00",
"asset": "USDC",
"memo": "order-8842",
"webhook_url": "https://shop.example/hooks/pluto"
}'User Experience
Precision Checkout
A sleek, branded checkout experience generated instantly through the PLUTO API.
Acme Store
Order #8842
Amount Due
25.00 USDC
Deploy Today.
Join the next generation of modern commerce. No contracts, no minimums, pure speed.