Surgical Precision Payments

PLUTO

The Infrastructure for Modern Commerce

Build high-performance payment experiences on Stellar. Unmatched speed. Near-zero fees. Global scale.

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Non-custodial
5-minute integration
Sandbox included

Engineered for Performance

Everything you need to scale

Multi-Asset

Native Assets

Accept XLM and USDC with zero friction. Built-in routing and real-time settlement on the Stellar network.

Reliability

Precision Webhooks

Signed payloads and automatic retries. Reliability engineered into every transaction event.

Cost

Extreme Efficiency

Capitalize on Stellar's sub-cent fees. No monthly minimums—only pay for what you use.

Simple Workflow

Four steps to scale

01

Connect

Authenticate your platform with secure API keys.

02

Configure

Set up webhooks to receive real-time payment events.

03

Integrate

Use our single endpoint to generate payment links.

04

Settle

Funds settle instantly to your Stellar wallet.

Developer First

One endpoint.
Total control.

Create a payment link with a single request. We manage the Stellar lifecycle, memo matching, and webhook delivery.

  • Atomic transactions
  • HMAC-SHA256 signed webhooks
  • Customizable metadata
  • Scalable architecture
curl -X POST https://api.pluto.io/v1/create-payment \
  -H "Authorization: Bearer sk_live_4eC39HqLyjWDarjtT1z..." \
  -H "Content-Type: application/json" \
  -d '{
    "amount": "25.00",
    "asset": "USDC",
    "memo": "order-8842",
    "webhook_url": "https://shop.example/hooks/pluto",
    "redirect_url": "https://shop.example/thanks"
  }'

User Experience

Precision Checkout

A sleek, branded checkout experience generated instantly through the PLUTO API.

Acme Store

Order #8842

Amount Due

25.00 USDC

NetworkStellar Mainnet
Expires In29:42

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Join the next generation of modern commerce. No contracts, no minimums, pure speed.

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